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I haven't used a credit card in years, and exclusively use my debit card. I've had my card info stolen one time, in the PSN hack a few years ago (funny story: the only charge my card received was for a dating site... poor lonely internet nerd). I had that money returned within 48 hours. Debit cards that use the Visa logo have exactly the same fraud protection as a normal credit card, and you would not be held responsible for charges you didn't authorize.


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